The PIU Communicator Library
Proper Business Planning with Disability Insurance - 05/14/2024
Disablement is like the analogy of throwing a stone into a pond. There is certainly a ripple effect. Not only is the disabled person directly affected and in over their head, but the resulting waves hit everyone and everything in the vicinity. Of course, close family and friends are reeling from the consequences, but so […]
Disability Insurance Awareness Month 2024 - 05/07/2024
It’s that wonderful and special time of year again when we as an industry take a serious moment to recognize the fundamental importance of disability insurance to the working American. Too many of us have seen the financial struggles of uninsured families when an income earner loses his or her physical ability to earn a […]
Preserving Corporate Continuity - 04/30/2024
The most important and fundamental of assets to the continuity and financial success of any American business of any size is not in its financial holdings or intellectual properties, nor is it in the more tangible equities like manufactured product, real estate, office equipment or machinery. A company’s most important asset is its workforce, the […]
Discounted Single-Pay Premiums - 04/23/2024
Petersen International prides itself on its customer service. And that attention to service doesn’t end at the quick turnaround of insurance quotes, flexible underwriting or policy servicing by our helpful and professional staff. We also strive to make the paying of premiums as easy and as comfortable as possible for the agents we work with […]
It’s All in the Fundamentals - 04/02/2024
I try to frequently remind myself that importance in most matters of life is always in the fundamentals. The basic nature of insurance these days is what’s truly important for Americans. Personal disability insurance is one of those elementary financial needs of any professional, and in a perfect world should be as commonly prescribed as […]
Selling Disability Insurance to Younger Generations - 03/19/2024
According to a 2022 study by the U.S. Bureau of Labor Statistics, the median age of the American workforce is under 43-years old, yet most disability insurance sales (and the sale of most elective insurances for that matter) are made to employed persons over the age of 45. From these numbers we can tell that […]