CHIROPRACTORS have been demonized by some Disability Insurance carriers. Rates have been pushed up, benefit periods reduced and lower rate classifications have been instilled on the members of this profession. This is not the first time these professionals have been downgraded…
Take the case of…… the Import/Export Business. With extensive travel and semi-permanent residency for certain employees in China and other Asian destinations, this US firm was finding it difficult to secure Business Travel Accident, LTD, Group Life, Group Medical, and Kidnap & Ransom insurance…
Take the case of…… Mr. Real Estate Developer who had a project that needed to be funded. The lender was requiring life insurance to be in place on the key person. Two years ago Mr. Real Estate Developer had a bout with cancer, making him unable to find a life carrier willing to offer him coverage…
Traditional Disability Buy/Sell Insurance policies begin to decrease in value as the insured person reaches age 60. A Solution to the Disability Buy/Sell Funding is replacement of a sick and dying plan with a perky, full benefit plan. There are two ways to save the consumer:1… Learn More