Learn about all the unique products offered by Petersen International Underwriters.
What is High-Limit Disability Insurance
High Limit Disability Insurance is income protection for anyone with annual compensation greater than $150,000. As compensation increases, Group and Individual DI carriers limit the monthly benefits. High Limit Disability Insurance provides supplemental benefits to bring income protection up to 65% of total compensation.
Buy Sell Plus
Discover how the Buy/Sell Plus Disability Insurance plan can fund both the Buy/Sell agreement and provide benefits for the missing Key Person.
Todd Shield on The D.I. Coach Podcast
Episode 34 – My guest on this episode of The D.I. Coach Podcast is Todd Shield, Regional Vice President Of Petersen International Underwriters. Pay special attention to the opportunities that Todd talks about when it comes to Lloyd’s Of London.
Catalogue of Coverage
4 Steps to a DIAM Campaign Your Clients Will Love
Disability Insurance Awareness Month is here and Robert Clark is hosting a LIVE webinar to help you successfully communicate DI awareness to your clients and prospects. Attend this special, one-time event and you’ll leave with four clear & actionable steps that will have your clients thanking you for sharing the DI message with them.
Income & Asset Protection Positioning: Think Different
Learn how disability insurance can create opportunities for insurance agent to attract clients. Disability insurance is one of the most important financial planning tools and is often overlooked by financial advisors.
High Limit Disability Insurance
Webinar: DI for High Income Earners | Individual & Multi-Life Opportunities Please join Robert Clark, LACP, GBDS, DIA for an informative 12-minute web conference to share new and unique ideas to help grow your DI sales for 2018 & 2019. DI for High Income Earners will cover: 1. Unique DI needs of the 1% 2. Automatic-Issue coverage for High Income Individuals 3. The Executive Benefits Multi-Life Win-Win-Win
Guaranteed-Issue Excess Disability Insurance
Learn how to skip the cumbersome individual disability insurance underwriting with Guaranteed-Issue Multi-Life Insurance.
Top 25 Occupations Quoted – 2017
Discover the Top Occupations in need of Excess Disability Insurance with Petersen International Underwriters Top 25 most quoted occupations.
2017 Christmas Party
Merry Christmas from Petersen International Underwriters.
Producer Zone Tutorial #4 – Overdue Payments
Learn how to get an invoice for policies in their grace period.
ProducerZone Tutorial #3 – Underwriting Status
Check the real time underwriting status of an application 24/7 with the Producer Zone.
Producer Zone Tutorial #2 – Custom Marketing
Learn how to create custom marketing material using the Petersen International Underwriters Producer Zone.
Producer Zone Tutorial #1 – Account Setup
Learn how to create an account for the Petersen International Underwriters Producer Zone.
2016 Christmas Video
Happy Holidays from Petersen International Underwriters.
Loss of License Specialty Income Insurance Specifically for Pilots
Learn how Loss of License Insurance is a superior income protection insurance for professional pilots.
The Ultimate Business Planning Solution Buy Sell Plus
Your business owner client’s have a lot of concerns on their mind, and disability insurance isn’t one of them. Making sure the lights turn on tomorrow morning and payroll is made next week are far more important to them. But sometimes the biggest threats are the ones they choose to ignore. As an insurance professional, it’s your duty to effectively communicate the need for proper business planning solutions. Buy Sell agreements are riddled with legal jargon and fine print, and many times no one is there to illustrate the impact of a disabled partner. Petersen’s Buy Sell Plus is in your tool kit, and here’s how the ultimate business planning tool works.
Guaranteed-Issue DI Webinar
As an insurance agent, you don’t sell products – you provide solutions. Discover a key DI solution available to your clients that answers common rebuttals related to cost, medical exams, and drawn out underwriting. Learn about Petersen’s guaranteed issue opportunities, how to find the right clients, and the specific information you need to get it done. This live discussion will give you the tools for guaranteed-issue success!
Real Talk Disability Insurance
You’ve been surrounded by disability insurance awareness month for all of May, but how will you apply these concepts for the other 11 months of the year? Join Petersen International as we take a look at the celebration of disability insurance and summarize how you can make DI a regular theme in all of your future appointments.
Stock Option Income Protection
Working with publically traded companies, or employees of Corporate America? These top suite Executives earn a majority of their income through stock options. Petersen International debuts a ground-breaking product that can now protect these earnings against the conceivable threat of a disability. Join us as we introduce our newest and most innovative product yet.
Excess Income Protection to Age 70
Did you know about Petersen’s Accelerated Benefits to Age 65 plan? If not, do not worry, we’ve increased these capacities yet again! We invite you to our live introduction of the new Accelerated Benefits to Age 70 plan and the excess guaranteed issue opportunities it entails. Learn about the comprehensive income protection the Accelerated benefits plan can offer your clients and the significant role it plays in their comprehensive financial plan.
Multi Life Guaranteed Standard Issue Webinar
As an insurance agent you provide solutions. Discover a key DI solution available to your clients that answers common rebuttals related to cost, medical exams, and drawn out underwriting. Learn how to identify key clients, gather the specific information you need, and be aware of key points and options. This 30-minute live discussion will give you the tools for guaranteed-issue success!
Loan Indemnification Disability Insurance
When a bank lends money to a business, the lender will usually require the borrower to provide proof of disability insurance equaling the amount of the loan payments. This insures the lender that should the borrower become sick or hurt, the loan repayment will continue. Often times there is also a desperate need for urgency when dealing with a loan approval and the funding of the loan.
Accelerated Benefit To Age 65 Plan
The new Accelerated Benefits To Age 65 plan is a radical new concept in the excess disability insurance marketplace. This new product will set premiere agents apart from the rest.
Real Life Cases: Dr. B
The case of Dr. B gives an example of how limits with the domestic disability insurance market may inadequately protect certain incomes and retirement plans. Fortunately, Petersen International offers solutions to these problems.
Real Life Cases: XYZ, Inc.
Real Life Cases: In this edition we illustrate how Group LTD and Individual DI may be insufficient for higher income earners and how our Guaranteed Issue Supplemental Disability Plan can be offered to an employee group or organization.
Real Life Cases: Ms. D
In this edition, we discuss how unusual occupations can cause problems with securing traditional disability coverage, and how Petersen International Underwriters provides solutions for this type of case.
Real Life Cases: Dr. V
This Real Life Case shows how the Petersen International Underwriters’ Loss of Future Earnings Disability Plan can help young professionals who stand to have a significant increase in income later in their careers.
Real Life Cases: Mr. E
This Real Life Case demonstrates how individuals with unique or hazardous professions can have trouble obtaining Disability Insurance through the traditional domestic insurance carriers and the solution that Petersen International Underwriters can provide.
Real Life Cases: Mrs. K
Here is another example of how supplemental disability insurance is often needed to properly and adequately protect ones income.
Real Life Cases: Mr. A
In this episode, we discuss the need for supplemental disability coverage. Even if someone has coverage, perhaps through work, chances are they need more. To not have enough money in the face of a disability is tragic. Make sure your clients have at least 65% of their incomes insured.
International Major Medical
Visitors to the United States are likely astonished by the high cost of medical care in this country. They can easily become financially overwhelmed if they were to suffer a sudden illness or injury and required medical attention while away from their home country. For this reason, Petersen International Underwriters developed the International Major Medical Plan, which provides a financial backstop for necessary medical expenses.
USAway Major Medical Insurance
When traveling abroad, major medical insurance coverage typically stops at our nation’s borders. In order to financially protect American citizens while traveling or temporarily residing outside of the US, Petersen International Underwriters created the USAway Major Medical Insurance Plan. This plan will cover up to $5 million of necessary medical expenses incurred anywhere in the world outside of the US.
Residual Disability Insurance
Residual disability benefits play an important role when it comes to the financial recovery of a disabled person. People will usually continue to experience a loss of income after recovering from a disability, even though they might be able to work full time. The delay of financial recovery always falls behind physical recovery. Petersen International Underwriters’ Residual Disability Rider provides a benefit to replace the missing income until the insured is able to become financially sound once again.
High Limit Accident Insurance
Traditional life and disability insurance policies can leave many gaps in a person’s insurance protection plan. Whether those shortcomings are from benefit limits or policy exclusions, Petersen International Underwriters’ High Limit Accident plan can fill those gaps and protect a group or an individual against the financial devastation that a death or permanent disability can create.
Protecting Your Loved Ones
Don’t wait until it’s too late. Now is the right time to learn how disability insurance can help you protect your loved ones from financial disaster.
Failure to Survive Insurance
When a business interest is contingent upon the life of an individual, timely underwriting of high-limit insurance is key to financially protecting that interest. Petersen International Underwriter’s Failure to Survive insurance plans are designed to protect a business against the loss of those lives critical to a venture and safeguard the firm from financial disaster.
Guaranteed Issue Disability Insurance – Attorneys
Even with Group LTD and Individual coverage, your clients can still be underinsured. With a supplemental Guaranteed Issue Disability plan through Petersen International Underwriters, you client can adequately protect their income with coverage up to 75% of income.
Guaranteed Issue Disability Insurance – Executives
Even with Group LTD and Individual coverage, your clients can still be underinsured. With a supplemental Guaranteed Issue Disability plan through Petersen International Underwriters, you client can adequately protect their income with coverage up to 75% of income.
Guaranteed Issue Disability Insurance – Physicians and Surgeons
Even with Group LTD and Individual coverage, medical professionals can still be underinsured. With a Supplemental Guaranteed Issue Disability plan through Petersen International Underwriters, medical professionals of any speciality can adequately protect their income with coverage up to 75% of income.
Producer Zone
Petersen International Underwriters has a great tool available for all their producers called, The Producer Zone. The Producer Zone allow producers to view details on New Business, Policies, and Commissions.
Mugged by a Disability
Becoming disabled is very similar to being mugged. Only when your disabled, your paycheck is stolen from you month after month until you are able to recover. This video illustrates what could happen if you do not properly protect your paycheck.
Business Disability Insurance
Most businesses have multiple expenses that would greatly impact a company if a key person became disabled. Such expenses include, buy-sell agreements, overhead expenses, loan payments, or simply the loss of a key employee. Business Disability Insurance can help protect your company against such perils.
Guaranteed Issue Disability Insurance
Even with Group LTD and Individual coverage, your clients can still be underinsured. With a supplemental Guaranteed Issue Disability plan through Petersen International Underwriters, you client can adequately protect their income with coverage up to 75% of income.
Personal Disability
Disability Insurance is important, but what is even more important is obtaining adequate amounts of disability insurance. This video demostrate the importance of protecting your income.
Building Block of Income Protection Planning
Many people do not realize the importance of securing their income anchor stone with disability insurance. In this video we illustrate the impact of not secure income replacement, or disability, insurance.
No Such Thing as a Bad Risk: Special Risk Disability Insurance Coverage
Special Risk Disability Insurance plans for unique insurance risks. Petersen International Underwriters is a Lloyd’s Coverholder specializing in impaired, high limit and excess disability insurance for individuals, groups and business situations.
Debt vs Income Insurance
In this video, we discuss the need for income protection rather than debt insurance.