Monthly Archives: July 2016

Financial Planning for an Aging Workforce

From early childhood, I remember relatives and friends of my grandparents complaining about their daily grind and waxing philosophical about the day they would turn 65 years old so they could retire and move out of the chaos of Los Angeles to somewhere like Florida or Palm Springs.  In those days, very few Americans worked […]

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When It Comes to Disability Income, More Is Always Better

Supplemental, high-limit disability benefits have been available to higher-income clientele for decades.  Excess disability plans are traditionally sold on an individual basis.  However, in recent years, excess disability products have become available in the multi-life GSI market, providing the advantageous ability to reduce or even eliminate underwriting altogether while at the same time increasing discounts […]

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