In my experience, when suggesting accidental death insurance to a life agent, the idea is usually met with contempt. Many life brokers I have encountered scoff at the insinuation that “accident only” coverage is a valid or appropriate option for their life insurance clients – “it is simply a rider to a proper life policy […]
Buy/sell disability insurance has become an integral part of any sound business succession plan, providing monthly or lump sum proceeds to a business owner with the explicit intent to purchase corporate shares from a permanently disabled partner; essentially allowing a healthy owner or owners to buy-out a disabled partner’s interest in the company. A problem […]
Running a successful dental practice is physically demanding and very expensive. Graduate school loans, mortgages, equipment loans, book of business buy-outs and property leases can all negatively affect the bottom line of a dental professional. Most general-practice dentists, dental specialists and oral surgeons are holders of multiple bank notes, letters of credit and/or business loans […]