Insight to Key Person Disability Plans

A definition of “Key Person” has evaded standardization over the forty-three year evolution of Business Disability Insurance. It is appropriate that this important coverage not be restricted by a tough, inflexible definition for key persons come in assorted shapes and sizes.
Technicians who print, fold and distribute one million copies of the 200 page Sunday Edition of the Los Angeles Times between midnight and six a.m. surely are KEY PEOPLE. Firms that size have back ups and a person not showing up for work will not STOP THE PRESSES!