Top Hat – An Automatic Issue Plan

A severe disability may make it impossible for your client to return to work; the loss of income in that situation can be catastrophic. When every day personal expenses are suddenly unfunded, saving accounts dwindle rapidly and families are forced to worry about things they have not recently given thought to. With no monthly income it will become difficult for your clients to support their families, maintain their houses, and sustain their lifestyles.

Securing adequate personal disability insurance can be confusing, time consuming and sometimes impossible in the traditional market; with PIU’s personal disability plans, we can help most of your clients feel financially secure. Sometimes, even with a fairly comprehensive and high limit plan, your clients will feel the need for an extra cushion. PIU offers a supplemental plan to really guarantee that your clients will be fully covered in the event of a disability.