2000 – Coverage to insure Venture Capitalists loss due to disability of Key persons, and Severance Benefits for persons disemployed due to merger and Acquisition. 1999 – Increased Maximum Benefit on International Major Medical Plans to $5,000,000 per person 1998 – Binding Authority at Lloyd’s increased to $20,000,000 per person 1997 – Professional Athletes Disability Insurance Benefits in force exceeds 800 million dollars. 1996 – Developed special plans of disability insurance that are sponsored by the Country Music Association and by the National Hockey League Players Association. 1995 – Created an Entertainment Division to underwrite a menu of “Entertainment Disability Plans” for persons in the field of entertainment: Disability, Medical, Non-Appearance and Event Cancellation. 1994 – Developed Umbrella Major Medical Plan for persons wanting greater coverage than provided by their existing plan. 1993 – Created special Disability Plans for Entertainers and Professional Athletes. 1992 – Developed Kidnap/Ransom Insurance, Confidential Life and Special Use Term Life Plans. Wrote the paper, “Income As An Asset.” 1991 – Developed, “The Bridge Plan”, a substitute Medicare Plan for U.S. citizens and foreign nationals while awaiting eligibility to participate in Medicare. 1990 – Admitted to do business in Canada. Wrote the book, “The Disability Insurance Tax Digest.”

1989 – Created, “The International Major Medical Plan” for U.S. citizens and foreign nationals while traveling or living in other countries. 1988 – Binding authority at Lloyd’s raised to $10,000,000 per person. Wrote the book, “Cashing In On Cash Value Disability Insurance.” 1987 – Produced and published the books, “The Untold Truths about Disability Insurance” and “Life Is Just A Cash Flow.” 1986 – Developed the “Disability Financial Planning Course”, leading to designation of Disability Financial Planner (DFP). 1985 – The National Association of Health Underwriters named W. Harold Petersen, RHU, President of Petersen International, recipient of the Harold R. Gordon Memorial Award, the Health Insurance Industry’s highest accolade. 1983 – Appointed as a Correspondent to Lloyd’s with in-house authority up to $5,000,000 per person. 1979 – Licensed and functioned as Surplus Excess Lines Broker and Registered Administrator. 1973 – Became the nation’s largest producer of Return of Premium disability plans. 1972 – Developed multiple life discount premium plan for endorsed mass marketed plans. 1971 – Created and underwrote the first Residual Disability Benefit Plan. 1968 – Introduced payroll deduction, life and disability plans for government employees.

1964 – Created the “Health Insurance in Business Planning Course”; overhead expense, buy-sell, key-person and loan indemnification. 1963 – Created the unique “Health Insurance Training Course” with emphasis on disability insurance. 1962 – Developed first successful Disability Cash Value and Refund of Premium Plans. 1961 – Created an underwriting facility for high limit disability insurance combined with comprehensive underwriting system to extend coverage to substandard and unusual occupational risks. 1960 – Established Underwriters National Assurance Company, a legal reserve life insurance company, which specialized in disability insurance. 1959 – Established Advanced Health Underwriting Seminars at leading universities: Purdue, Florida State, Notre Dame, Indiana, Butler, Michigan State, USC, Tulane. 1958 – Created the Disability Insurance Training Council Study Course for agents and brokers. 1957 – Established Accident and Health Division, American United Life. 1952 – Established Special Risks Department, Mutual of Omaha, Reinsured at Lloyd’s. 1950 – Design of the very first policies to qualify under the sweeping California Minimum Benefits Law. 1948 – Developed premium ratings on Disability Insurance to accommodate the insuring of sub-standard risks.