Author Archives: Jimmy Petersen
Guaranteed Standard Issue
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Business Loan Indemnification DI
The Failure to Survive Product Line
Key Person FTS Failure to Survive insurance is a simplified-issue business-focused term product requiring no exams or labs that can be underwritten and issued in a matter of days. With liberal underwriting standards and unique flexibility, the Key Person FTS coverage provides a flat key person benefit, and can accommodate impaired-risk cases that would typically […]
K&R
In the insurance industry, K&R is short for Kidnap & Ransom. That certainly conjures some scary thoughts. I would rather worry about my home or property being damaged by a fire or an earthquake. I don’t want to think about my family members, friends or colleagues being held against their will in some dark room […]
Business Loan Failure to Survive – Case Studies
Individuals looking to close on SBA and other business loans know how slow and painful it can be waiting for full underwriting for life insurance to satisfy lender requirements. For those individuals that don’t qualify for accelerated or simplified underwriting domestically, we have a solution. Failure to Survive policies can be approved and put in […]
DI Case Study: The Tiered-Benefit Structure
Disability insurance is an often overlooked, undervalued and misrepresented financial safeguard. Yet, it the greatest resource an income-earner has in protecting one’s economic freedom against the very real threat of not being physically able to make a living due to a short or long-term debilitating illness or injury. Disability insurance is essential to every working […]
Travel Medical Insurance
Although the stark realities and dangers of the new “normal” brought about by the onslaught of the Coronavirus are ever present, much of the world has reopened to foreign travel and tourism. And with the summer months upon us, this marks a typically busy time for the international travel industry. Family vacations, study-abroad programs, high […]
Protecting the Most Crucial of Assets
The most important and fundamental of critical assets to the continuation and financial success of any American business of any size is not in its fiduciary holdings and intellectual properties, nor is it in the more readily tangible equities like manufactured product, real estate, office equipment and machinery. Arguably, a company’s most important assets are […]