Author Archives: Jimmy Petersen

DI for Professional Aviators

Disability income protection is absolutely imperative to professional aviators.  Whether a pilot flies for a commercial outfit or private corporation, is self-employed as a crop duster or does firefighting from a helicopter, the reality of disablement exists among every class of aviator.  Due to accident or illness, there is always an imminent threat of short-term […]

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The Buy/Sell Plus – Disability Insurance

Buy/sell disability insurance is an absolutely integral part of any sound business succession plan, providing monthly or lump sum proceeds to a business owner with the explicit intent to purchase corporate shares from a permanently disabled partner; essentially allowing a healthy owner or owners to buy-out a disabled partner’s interest in the company. A problem […]

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The Final Frontier

As a kid I recall watching reruns of the original Star Trek series and the subsequent movie franchise.  I remember hearing a narrative voiced by William Shatner remarking that space was mankind’s “final frontier.”  It’s quite a vast one at that.  With all of our technology and the scientific research and expertise of centuries of […]

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Protecting That Which Is Essential

The “rainmaker.”  The term typically holds substantial clout, influence and respect.  Defined as “a person who generates income for a business or organization by brokering deals or attracting clients or funds”, a rainmaker is a key employee or business owner, usually a go-getter who is mainly responsible for a firm’s incoming new business and retention […]

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Risk Spotlight – Real Life Case

A 43-year-old surgeon was seeking supplemental disability insurance to financially protect his young family should he suddenly be unable to work due to an accident or illness.  With an annual income of $800,000 and a total of $25,000 per month of underlying income protection, the client was maxed-out with traditional carriers and unable to attain […]

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Cannabis Business Insurance Solutions

2020 proved to be another year of growth and evolution of the cannabis industry in the United States.  Arizona and Mississippi were added to the growing list of states in which the use of marijuana became legal.  Also several states such as New Jersey, Montana and South Dakota broke new ground with legislation passing in […]

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Risk Spotlight – Real Life Case

A relatively healthy 62-year-old executive and business owner was seeking disability insurance to help fund a buy/sell agreement as part of his firm’s succession planning, but had been previously declined by several traditional-market disability carriers because of his age. He turned to Petersen International for a solution, and we were able to underwrite and issue […]

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The Petersen Platform of Specialty Markets

After nearly 40 years, Petersen International Underwriters continues to be the foremost one-stop shop for unique and dynamic insurance solutions for persons inadequately served by domestic insurance companies alone. The global insurance landscape is evolving.  Markets are hardening domestically and overseas.  Carriers are tightening up on offerings and broadening restrictions.  The COVID-19 pandemic has wreaked […]

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