Author Archives: Jimmy Petersen

The All Important “Rainmaker”

In the realm of big business and high finance, the term “rainmaker” holds substantial clout, influence and respect.  Defined as “a person who generates income for a business or organization by brokering deals or attracting clients or funds”, a rainmaker is a key employee or business owner, usually a go-getter who is mainly responsible for […]

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Loss of License – Income Protection for Pilots

As important as life insurance is to professional aviators, disability income protection is absolutely imperative. Whether a pilot flies for a commercial outfit, is self-employed as a crop duster, provides transport for corporate executives or does heavy-lift work in a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there […]

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Marijuana Business Term Insurances

The American cannabis industry continues to expand and evolve throughout much of the country as many state-level governments have embraced the idea that the financial gains generated by legal cannabis businesses outweigh the moral and social risks involved with the intoxicant and the culture and crime commonly associated with it. The industry is expected to […]

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Unique Term Insurance Solutions

In this evolving world of social distancing and government health mandates, the long shadow of the Coronavirus has definitely taken a toll on American businesses and financial sectors over the last couple of years.  The life insurance industry has also been affected as forecast experts are seeing a continued general hardening trend among financial services […]

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Retirement Planning Begins with Income Protection

Great strides have taken place in the financial services industry in recent decades to develop widely accessible and sophisticated fiduciary savings vehicles, allowing Americans to begin planning for secured financial futures in retirement.  Plans like 401(k)’s, Roth IRA’s, annuities and cash value life insurance programs have grown in popularity and have proven to allow reliable […]

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Party Like It’s 2022

With COVID rules and restrictions loosening-up in much of the U.S. and around the world, travel and international tourism industries are facing new freedoms and customer interest they haven’t enjoyed for years throughout the pandemic.  We are on the eve of school spring breaks, destination wedding season and summer holidays.  Millions of Americans, young and […]

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2022 Carrier Forecast

2022 will be a year of some internal analysis within our companies as well as the industry as a whole. To set the comments about 2022, I will digress to what the economic impact has been on our industry for the past couple of years. The global insurance markets follow a series of hard and […]

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The High-Limit Disability Niche

The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today.  However, the true nature and importance of income protection is not lost on successful agents and brokers willing to step out of their proverbial comfort zones and market products that are not only pivotal safeguards […]

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