Author Archives: Jimmy Petersen

Residually Disabled

Not all disabilities manifest themselves equally.  There are tens of thousands of known human diseases and countless ways the relatively-fragile human body can be injured.  And although modern medicine has remarkably progressed in recent generations, the number of disabled persons in this country has rapidly expanded.  The disabled community is now the single largest minority […]

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The Bread and Butter

Petersen International is a multi-generational insurance corporation that boasts a sizable product portfolio, providing a diverse range of financial services from disability insurances and international medical programs to specialty-market life and accident products as well as more obscure coverage like kidnap and ransom insurance.  In the last several years, the specialty-market buzz has been focused […]

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The Failure to Survive Product Line

Key Person FTS Failure to Survive insurance is a simplified-issue business-focused term product requiring no exams or labs that can be underwritten and issued in a matter of days.  With liberal underwriting standards and unique flexibility, the Key Person FTS coverage provides a flat key person benefit, and can accommodate impaired-risk cases that would typically […]

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K&R

In the insurance industry, K&R is short for Kidnap & Ransom.  That certainly conjures some scary thoughts.  I would rather worry about my home or property being damaged by a fire or an earthquake.  I don’t want to think about my family members, friends or colleagues being held against their will in some dark room […]

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