Great strides have taken place in the financial services industry in recent decades to develop widely accessible and sophisticated fiduciary savings vehicles, allowing Americans to begin planning for secured financial futures in retirement. Plans like 401(k)’s, Roth IRA’s, annuities and cash value life insurance programs have grown in popularity and have proven to allow reliable […]
With COVID rules and restrictions loosening-up in much of the U.S. and around the world, travel and international tourism industries are facing new freedoms and customer interest they haven’t enjoyed for years throughout the pandemic. We are on the eve of school spring breaks, destination wedding season and summer holidays. Millions of Americans, young and […]
My story today is not about morality or social change, it is not defined by altruism or philanthropy. Instead, my account is self-serving and family centric and affects all of us in daily life. It is about our aspirations and our success and an endeavor to fervently protect both. It was Saturday afternoon, my birthday […]
2022 will be a year of some internal analysis within our companies as well as the industry as a whole. To set the comments about 2022, I will digress to what the economic impact has been on our industry for the past couple of years. The global insurance markets follow a series of hard and […]
The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today. However, the true nature and importance of income protection is not lost on successful agents and brokers willing to step out of their proverbial comfort zones and market products that are not only pivotal safeguards […]
A woman was in the middle of a contemptuous divorce, and was needing to secure $3,000,000 of term insurance on the life of her ex-spouse to satisfy the couple’s divorce decree. Although the insurance policy was court ordered, she struggled to find a carrier willing to insure her 53-year-old ex-husband because of his documented past […]
We are pleased to announce that Petersen International is the title sponsor of the 2021 ALS Golf Classic which will be held on December 6, 2021 at Valencia Country Club in Valencia, California. This amateur charity golf tournament, now in its 20th year, has received many accolades all over California. Proceeds from the tournament benefit […]
The COVID-19 global pandemic remains at the forefront of everyday life. Although mass vaccinations and changes in business and social practices have helped stem and slow the Coronavirus infection and death rates across much of the world, pockets of outbreaks continue to plague parts of the U.S. with a continued effect on the economy. The […]
A relatively healthy 51-year-old chiropractor and business owner was seeking disability insurance to help cover his monthly office overhead expenses in case he became temporarily disabled and was unable to work for a period of time. As he rightfully should, the client was looking for insurance in excess of his personal DI cover and was […]
Best Practices is a term that was used frequently in the 1980’s up to about 2010, but has faded a bit in the past decade. Best Practices was a term used to describe a set of “standards” to insure consistency and reliability for clients (and producers). It was designed to be a comparison with some […]