Author Archives: Jimmy Petersen

No Exam, No Labs Term Insurance

In this changed world of social distancing and government mandated stay-at-home orders, the long shadow of the Coronavirus has definitely taken a toll on American businesses and financial sectors.  The life insurance industry has yet to be hit hard, but experts are seeing a general slowing trend among financial services businesses including most lines of […]

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Lemonade from Lemons

The pandemic that has swept through our country has created major stress in everyone’s lives.  Shopping and food supplies, while available, are more difficult to readily attain, and restocking often needs to be planned rather than just jumping in the car anytime you want. There are also new stressors at home.  Kids must stay at […]

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Corporate Downsizing Perils

The COVID-19 outbreak has turned many American industries on their head and in a very short amount of time.  Business sectors are already struggling, and economic futures are at best precarious to say the least.  Retail and entertainment markets are already being forced to downsize, and this terrible predicament will ultimately trickle throughout many U.S. […]

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COVID-19 Era Sales and Business Practices

Americans are reeling from what is taking place in the world.  The very contagious and dangerous COVID-19 virus has landed in the U.S. and has spread quickly, far and wide, forcing everyone to practice “social distancing” and now several state governments to require citizens to “shelter in place.”  Our daily routines are having to change, […]

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Outbreak 2020

Panic, whether premature or not, has certainly set-in here in California.  My wife and I attempted to do our grocery shopping the other night to pick up some household essentials for the week, and I was flabbergasted at what I witnessed.  I had heard rumors from friends and others in the office about bare shelves […]

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The Value of a Residual Disability Rider

Not all disabilities manifest themselves equally.  There are tens of thousands of known human diseases and countless ways the relatively-fragile human body can be injured.  And although modern medicine has remarkably progressed over the last century, the number of disabled Americans has steadily increased over time.  The disabled community is now the single largest minority […]

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Legends Reunited

Our founder, W. Harold Petersen, made a storied career in the disability insurance industry.  He began his practice of developing and implementing novel income protection programs for American workers through traditional carrier channels, mostly by access through the life and health markets of the 1960’s and 1970’s.  But he always had special concern for his […]

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Business Solutions for Dental Practices

Running a successful dental practice is physically demanding and very expensive.  Graduate school loans, mortgages, equipment financing, book of business buy-outs and property leases can all negatively affect the bottom line of a dental professional.  Most general-practice dentists, dental specialists and oral surgeons are holders of multiple bank notes, letters of credit, promissory notes and/or […]

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