It’s true, not every senior-aged individual living in the United States qualifies for Medicare at the same point in life. Obamacare guidelines and state and federal regulations occasionally leave some American demographics without an ACA-governed medical insurance outlet. Additionally, because of age and residency restrictions, private insurance and healthcare exchanges are not often available solutions to many […]
Please enjoy the following interview of Tom Petersen by Robert Russo discussing the evolving nature of travel insurance in the COVID era and the specific attributes of various product lines including Kidnap & Ransom Insurance as well as Travel Medical Insurance.
September is Life Insurance Awareness Month (LIAM). Hopefully you have all seen and used the great marketing material and informational pieces coming out of Life Happens in coordination with LIAM. This year’s LIAM spokesperson is the recording artist Kelly Rowland who has enjoyed a lucrative solo career following her time as part of the renowned […]
A 42-year-old general dentist was in the process of purchasing a flourishing practice from a retiring colleague. To fund the $1,250,000 transaction, she had secured terms for a practice loan from a commercial bank on a 10-year note. The client had satisfied most of the lender’s demands, but was struggling to secure a collateralized life […]
The use of Lloyd’s of London personal lines coverage has seen an increase in recent years. One reason is due to the realization by employers that benefit options must address the needs of their diverse workforce which includes protecting highly-compensated key employees with an equitable disability benefits solution. Remaining competitive by attracting and retaining key […]
Petersen International prides itself on its customer service. And that attention to service doesn’t end at the quick turnaround of insurance quotes, flexible underwriting or policy servicing by our helpful and professional staff. We also strive to make the paying of premiums as easy and as comfortable as possible for the agents we work with […]
A 61-year-old executive business owner was in the process of setting-up a proper financial succession plan with his younger business partners. They had formed a legally binding buy/sell agreement to settle the purchase of corporate shares and payoff families in case one of the partners suddenly died or became permanently disabled. Life insurance policies were […]
Petersen International is extremely pleased to announce we can now write business disability insurance programs in the state of New York. The legislature for the state of New York as well as Governor Cuomo have officially signed bill S5760-A into law. Known as Catastrophic Business Disruption Insurance, the bill allows for business disability insurance to […]
Several weeks back, my wife brought to my attention a casting call in the local newspaper for a major Hollywood production. “Extras needed to play soldiers!” Sensing my wife and daughter’s excitement, I agreed to email an inquiry with my picture and gave it little further thought. To my surprise just hours later, I had […]
When marketing and selling disability insurance, one magazine article, one blog entry, one flyer, one digital or print advertisement or one client meeting is not going to cut it. Perseverance is key. Petersen International has been in the disability business for more than 40 years, and one of the most important things we have learned […]