2020 proved to be another year of growth and evolution of the cannabis industry in the United States. Arizona and Mississippi were added to the growing list of states in which the use of marijuana became legal. Also several states such as New Jersey, Montana and South Dakota broke new ground with legislation passing in […]
A relatively healthy 62-year-old executive and business owner was seeking disability insurance to help fund a buy/sell agreement as part of his firm’s succession planning, but had been previously declined by several traditional-market disability carriers because of his age. He turned to Petersen International for a solution, and we were able to underwrite and issue […]
After nearly 40 years, Petersen International Underwriters continues to be the foremost one-stop shop for unique and dynamic insurance solutions for persons inadequately served by domestic insurance companies alone. The global insurance landscape is evolving. Markets are hardening domestically and overseas. Carriers are tightening up on offerings and broadening restrictions. The COVID-19 pandemic has wreaked […]
At first thought, accidental death insurance seems quite simplistic and obvious without the need for much explanation. However, you might be surprised at the number of inquiries we receive asking what exactly constitutes an accidental death. You may also be quite astonished to learn the true broad nature of the coverage and the many attributes […]
Capital lending and finance make the world go round. Whether it be personal real estate, automobiles or business expenses, most Americans finance their entire way of life by accepting money from professional lenders with the promise of repayment including interest. Public and private companies regularly utilize business loans to start, run and enhance themselves. Business […]
It often seems to many of us that, by necessity or not, we will have to work until we are dead and buried in the ground. Obviously, that is an overstatement of the truth, but in reality, most Americans retire by the age of 70. Now that number has increased over the last several decades […]
Millennials outnumber Baby Boomers in the United States by almost eight million and represent more than a quarter of the American population. Our greatest sources of prospective clientele now fall upon the youth and those nearing retirement – opposite ends of the spectrum. As an industry, specifically in the life and disability insurance markets, we […]
I can’t believe it’s December already. Despite the horrific year endured the world over, the months seemed to fly by. Although it felt like a quick year to me, I realize many have struggled physically and financially. Millions are out of work in this country with no definite end in sight. We are still at […]
Dr. T. is a 47-year-old board-certified cosmetic surgeon with a successful Beverly Hills, California practice. He specializes in rhinoplasty and facial reconstruction. His annual income was $2,200,000 which allowed for a very extravagant lifestyle – even for Los Angeles standards. He was a superstar of plastic surgery. Fresh out of medical residency, Dr. T. picked-up a modest individual […]
Feeling a little or a lot cut-off from the world? Despite the political and social dramas being played out over all forms of media in recent months, life in the U.S. has been anything but familiar or inclusive since early 2020. The Coronavirus pandemic, daily local and national protests and the polarizing political scene have […]