Author Archives: Jimmy Petersen

The Simplified Underwriting DI Plan – Case Study

The Petersen International Simplified Underwriting DI plan is on a roll and needs to be a staple of your product portfolio.  The “own-occupation” defined policy streamlines the underwriting and acquisition of excess disability coverage, saving clients valuable time and money. After a prospect has been approved for and issued a fully-underwritten disability policy from a […]

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Disability Insurance for Mature Business Owners

The trend of pushing the age of retirement back a few years is on the rise.  Americans are living longer, and therefore needing to work longer.  Wealth accumulation periods have increased due to the need for longer-term financial sustainability, as we are regularly seeing entrepreneurs undertaking new business ventures well into their sixties.  The vast […]

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Underinsurance Is a Serious Threat

Many millions of Americans work for a living, earning regular paychecks that provide for the necessities of life (food, shelter, clothing, transportation, insurance premiums, education, etc.) for themselves and their families, but most lack sufficient income protection.  It’s inherently understandable to disbelieve in one’s own morbidity and physical demise, yet statistics show that a healthy […]

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Petersen DI Plans Now Available In Rhode Island!

Petersen International is pleased to announce that after years of work with legislators, lobbyists, attorneys and department of insurance representatives, we now have the authority to market and sell disability insurance policies in the state of Rhode Island.  Governor Gina Raimondo of the state of Rhode Island has officially signed insurance bills S0536 and H5457 […]

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Impaired-Risk Term Insurance

One of the most common inquiries we receive from financial advisors and insurance brokers is with regards to substandard-risk life insurance.  There are countless clients and agents out there searching for a substantial-benefit outlet to no avail.  As is commonly known, Petersen International readily has disability insurance programs available for prospects that aren’t insurable in […]

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Is Disability Insurance Truly Important for the Average American?

The answer is quite simple and straightforward.  It is far and away the most important piece of insurance that every working American should own.  So why then is there such an extreme emphasis in this country on other products like medical insurance and life insurance while DI sales fail in comparison?  Don’t get me wrong, […]

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Caribbean Nightmares

In recent weeks, concerning news has been coming out of the Dominican Republic.  The beautiful Caribbean country with numerous beachfront resorts has become a popular American tourist destination.  But since the beginning of 2019, 11 Americans have died and a number have become critically ill while vacationing at some of the island country’s luxury hotels.  […]

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Disability Insurance for the Professional Athlete

Like the easily recognizable names in Hollywood, professional athletes have become some of the most famous faces in the world and important representatives of the many-multi-billion dollar sports entertainment industry.  Their performances and physical prowess have brought them not only fame, but astronomical incomes.  Pro athlete contracts have reached meteoric heights in recent years, comparable […]

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FTS Now Available In Texas

Petersen International Underwriters is pleased to announce the Key Person Failure to Survive (FTS) insurance is now available for sales, marketing and purchase in the state of Texas.  Residents of the grand state of Texas are now eligible to acquire Key Person FTS coverage which was previously prohibited in that state. Petersen International is privileged […]

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