Regarding the underwriting of disability insurance, certain occupation classes require more finesse than others. One such classification is that of the chiropractic professional; not as risky as an underground coal miner, but definitely of more concern than a certified public accountant. But why? Why are chiropractors such bad DI risks for insurance companies? And why […]
As you are most likely aware, militants affiliated with the Islamic State (ISIS) group terrorized the metropolis of Paris on November 13th with coordinated and sophisticated attacks throughout the city, senselessly murdering over 120 people at various locations. Over the past 24 months, the world has seen an increase in these horrible crimes committed in […]
Later this week, we celebrate Thanksgiving – a time to spend with family to reflect upon our lives and lend appreciation to our nation’s humble beginnings, marveling at how far we have come. Tradition dictates that we admire that first autumnal feast of 1621 and the early Plymouth, Massachusetts settlers whom we now recognize as […]
Like many Americans and I would guess some of you, I have a tendency to eat more than I should, and I definitely don’t exercise enough. By Southern California standards, I’m not the poster boy for health and fitness. But like many of your clients, I work hard and I earn an income that requires […]
We would like to introduce you to the Buy/Sell Plus disability insurance program, an innovation now available in the market only through Petersen International Underwriters. This standalone product marries key person disability benefits with a traditional disability buy/sell policy. You now have a source that can provide your corporate clients with the perfect balance of […]
Those of us in the life/health insurance business should know that disablement is a frightening reality of life. Sudden injury and prolonged sickness can happen to anyone at any stage of their career. Yet most white-collar Americans maintain proper disability insurance on less than half of their monthly income. If you weren’t physically able to […]
Americans travel the globe for many reasons. Some travel to Karachi to visit family. Many sail the Nile exploring ancient archeological sites. Some of us fly to Sao Paulo for business meetings. Others trek the Himalayas on eco-adventures or vacation in Kenya on safari. Some of us even work in Baghdad guarding the U.S. Embassy. […]
Running a successful dental practice is physically demanding and very expensive. Graduate school loans, mortgages, equipment loans, book of business buy-outs and property leases can all negatively affect the bottom line of a dental professional. Most general-practice dentists, dental specialists and oral surgeons are holders of multiple bank notes, letters of credit and/or business loans […]
Petersen International Underwriters is pleased to announce that as of October 1, 2015, high-limit/excess disability insurance can now be filed in the state of Maryland. We are proud to have played a role in the successful passing of Maryland state legislative bill HB565 which is now in effect. The new law allows for the filing […]
The U.S. Constitution, great apple pie and the New York City skyline are just a few iconic elements that make the United States an incredible place to live. Another noteworthy facet of American life is this country’s fanaticism with the game of football. September marks the end of the annual sports drought that some of […]