According to a 2014 study by the U.S. Bureau of Labor Statistics, the median age of the American worker is 42.3 years old, yet most disability insurance sales (and the sale of most elective insurances for that matter) are made to employed persons over the age of 45. Therefore, a majority of the insurance-eligible workforce […]
The summer months are upon us, marking a busy time for the international travel industry. Family vacations, study-abroad programs, high school/college senior trips, honeymoons and humanitarian missions are but a few of the reasons Americans will be traveling overseas throughout the next several months. Unbeknownst to many, their trusted U.S. medical policies won’t sufficiently cover […]
We are extremely proud to announce that our Chairman of the Board, W. Harold Petersen, was inducted into the Iowa Insurance Hall of Fame on May 19th. Accompanied by his wife, daughter and two of his sons, Harold was one of five insurance professionals honored at a ceremonial dinner held at the Olmstead Center at […]
Petersen International has long been in the pilot insurance business. For years we have provided aviators with personal disability coverage on individual and group platforms. We have also been working closely with airlines and associations to bring the most comprehensive of income protection products to a broader population of the aviation community. Over time, insurance […]
Disability insurance is the greatest resource available in protecting one’s paycheck against the very real threat of unforeseen and debilitating illnesses and injuries. You are likely to find that most working Americans are insufficiently, if at all, covered by some form of income protection insurance. Many U.S. employers provide a small layer of guaranteed-issue group disability […]
When was the last time you thought of your business as exciting…or really very interesting? There are probably fleeting moments of elation, but most likely those revolve around bigger than usual commission scores. It’s only natural to lose some enthusiasm especially when you have been in the same business for years. Don’t you long for […]
“Though April showers may come your way, they bring the flowers that bloom in May.” So goes the old Al Jolson tune. My father loved that song. He loved the attention he got when he began singing it as a small child in front of his parents’ dinner parties. The hysterical uproar that ensued was […]
We are all human. Our bodies are fragile, susceptible to fatigue, illness and injury. Over time, many of us are struck with infirmities like heart disease and spinal degradation. Even diabetes has become a national health concern of flourishing proportions. We are also fallible. Some of us eat too much; some suffer from depression while […]
Last Thursday, the International Disability Insurance Society sponsored an intriguing and well-received webinar on the carrier, agent and consumer benefits of GSI (guaranteed standard issue) group disability insurance in the traditional marketplace. The real buzz on this type of product is its extreme attractiveness to all parties involved once the program attributes are properly illustrated. […]
March 10, 2015 It Comes With The Territory “Fly, yes…land, no” is the response shouted by Indiana Jones, the hero of the of the movie franchise of the same name, as his father questions whether he can pilot a fighter plane off the belly of a 1930’s German dirigible as the two escape from […]