Although income protection has historically been an often overlooked, undervalued component of the life and health insurance industry, the disability insurance marketplace is where we find fresher and greater opportunities than in most other industry sectors. Recent increases in industry-wide competition, a general stabilizing of the greater marketplace as well as advances in underwriting automation, […]
It has been almost two years since the Russian army invaded Ukraine, sending those nations into a perpetual state of war. Ground assaults and shelling of military targets continue to destroy and disrupt Ukraine’s infrastructure. Offensives by Ukrainian and Russian forces occur from time to time, and unfortunately, the number of casualties on both sides […]
Now into the new year and as we move into tax season, it is the perfect time to stir up new insurance business among your own client lists. Believe me, there are plenty of potential sales and premiums awaiting you in those files. Familiar names and faces make for great clients, repeat customers and excellent […]
As corporate takeovers, mergers and acquisitions continue to be regular occurrences in many business markets, occasional workforce reorganization and downsizing throughout most industries are inevitable. Most importantly for employment liability safeguards, tactful and conscientious business owners will provide comprehensive severance packages at the moment of termination to assist the severed employee through that often-difficult life […]
Imagine being a single mother of 4 children and becoming disabled at the age of 45. This is a story that I lived when my mother became ill and could no longer work. She was a strong willed, intelligent woman who enjoyed her career as the only female high-level executive at the Tech company she […]
Happy New Year! 2023 sped by and is one for the record books. It proved to be a prosperous year with growth along most insurance lines of the specialty markets. More than we anticipated. Individual disability and group GSI numbers climbed while there was a slight slowing along life and accident insurance sales which was […]
In the most fundamental teachings of life and health insurances, we learn early on that life insurance creates an immediate estate and annuities assist in liquidating an estate. But what financial tool safeguards an estate during those oh so important income accumulation years while a person’s economic interests build, ride the inherent market ebbs and […]
Petersen International’s Accident Only Medical plan has for years been a valuable tool in providing peace of mind for unique situations when health insurance is traditionally unavailable. For U.S. residents temporarily without health coverage, the Accident Only Medical plan is a perfect fit and can be offered with up to a 12-month term of insurance. […]
Petersen International’s Failure to Survive product provides a simplified-issue death benefit on a term chassis to customers who need coverage quickly or who are not eligible or the right fit for traditional term insurance. Typical uses of the insurance are for third-party key person situations, to indemnify buy/sell agreements and other business contracts, divorce decrees […]
Due to increasing product demand with a growing need to streamline policy application processing and ensure continued exceptional and expeditious service, Petersen International is excited to announce the immediate implementation of two new online product applications for the Business Loan Failure to Survive (FTS) plan as well as the Accident Only Major Medical plan. These […]