Disability income protection for professional aviators is so important. Whether a pilot flies for a commercial airline, is a corporate or charter pilot, is a crop duster, does firefighting or flight medical services, the reality of disablement exists among every class of aviator. Due to accident or illness, there is always an imminent threat of […]
The most important and fundamental of critical assets to the continuation and financial success of any American business of any size is not in its fiduciary holdings and intellectual properties, nor is it in the more readily tangible equities like manufactured product, real estate, office equipment and machinery. Arguably, a company’s most important assets are […]
Americans are extending working careers and business ownership longer than ever before in this country, making succession planning so vital in maintaining business continuity and balance when an owner decides to finally hang it up and enter a life of retirement. But how do you avoid financial catastrophe during a regime change and the partial […]
According to the Centers for Disease Control and Prevention (CDC), healthcare workers as well as first responders are at risk of needlestick injuries. The CDC reports that about 385,000 needlestick injuries occur each year in the United States, and healthcare workers are among those most at risk. Needlestick injuries are most commonly associated with the […]
Petersen International’s Failure to Survive product provides a simplified-issue death benefit on a term chassis to customers who need coverage quickly or who are not eligible or the right fit for traditional life insurance. Typical uses of the insurance are for third-party key person situations, to indemnify buy/sell agreements and other business contracts, divorce decrees […]
Healthcare is a requisite purchase for most U.S. residents, as taxpayers are penalized for not having proper medical insurance. Seeing as coverage follows us as we travel throughout the U.S. and spend time across state boundaries, shouldn’t we expect the same when we travel to Europe, Canada or Mexico? Shouldn’t we feel secure knowing that […]
Millennials outnumber Baby Boomers in the United States by more than eight million and represent more than a quarter of the American population. We also must turn some of our attention to the Gen Z demographic who are just in recent years entering the workforce. We are now faced with an intriguing dichotomy. Our greatest […]
Here are some lesser known, nevertheless fantastic financial protection solutions that allow clients valuable insurances without the potentially dangerous need of assigning personal disability benefits. The following available Petersen International products assist in keeping personal income protection intact while addressing other personal or business-specific financial needs with alternative disability program options. Loan Indemnifications Banks and […]
Many millions of Americans work for a living, earning regular paychecks that provide for the necessities of life (food, shelter, clothing, transportation, insurance premiums, education, etc.) for themselves and their families, but most lack sufficient income protection. It’s inherently understandable to disbelieve in one’s own morbidity and physical demise, yet statistics show that a healthy […]
May certainly is a wonderful time of year. DI Awareness Month is special because we recognize its fundamental importance to the working American. Too many of us have seen the financial struggles of uninsured families when an income earner loses his/her physical ability to make a decent living. We have heard the numerous stories and […]