In early 2008, Petersen International Underwriters (PIU) received a quote request for Key Person life insurance coverage for the CEO of a large oil company. The client was requesting a $100 million benefit to cover outstanding liabilities that could leave his company in financial ruin if something were to happen to him…
One plan you might want to bring to the table when discussing disability financial planning with your business client is Key Person. Every business andprofessional firm, profit and non-profit organization, charity, church and educational institution has at least one member of the organization who is “key” to the success of the organization’s mission… Learn More
Last week we wrote about the idea of “Just One”. The title and story was a reference that offering just one specific type of coverage (Disability Insurance) can make you a hero to the under-insured, and under-protected income earner and business professional… Learn More
One is all it takes to make yourself proud of your work, whether the event takes place thismonth, this year, next year or during your career.One is all it takes to be a hero. Wresting a child from being hit by a speeding car. Leading a person out of a burning building… Learn More
Disability Overhead Expense InsuranceProfessional Insurance Agents who know disability insurance understand many of the problems and limitations from the traditional disability underwrites… Learn More
We want to share a production story with you which might help you to appreciate the value of our products. Very recently JM was called upon by a producer to see if he could help with a problem. The problem was that two firms had recently merged, and a few of the top executives were being relieved of their duties due to redundancy… Learn More
California is ablaze annually with numerous major wildfires. The television news can look like an adventure movie; tanker planes and water dropping helicopters swooping across the TV screen making daring water drops. Soot smeared, exhausted fire fighters beg off doing interviews in search of rest and refreshment… Learn More
Kidnap/Ransom Insurance is now as necessary as Medical Insurance when traveling outside the United States, and perhaps within the United States as well!While not all kidnapping attempts are perpetrated by professionals, kidnapping is a Billion Dollar business around the globe…
Petersen International Underwriters has been offering Multi Life Disability Insurance Plans over the past five years with premium discounts that start with as few as two covered lives. Guaranteed Issue, Simplified Issue and Fully Underwritten are all underwriting options under the multi life programs… Learn More
Once in a while a case will come across your desk that makes you chuckle. Today was that day, when an inquiry for disability insurance was being presented to our firm because the producer’s usual traditional carrier was declining due to occupation… Learn More