The PIU Communicator Library
Physician Disability Insurance Solutions Part 2 - 11/12/2024
Aside from the personal economics of physicians and surgeons, business planning is also of great concern from a disability perspective. Last week we investigated addressing the personal income protection needs of medical professionals. This week we will delve further into the physician and surgeon market with an emphasis on business solutions. Like most other American […]
Marijuana Business Insurance Solutions - 09/24/2024
The U.S. legal cannabis industry has been enduring some growing pains. Several years ago, when many states legalized the sale of marijuana and THC products for medicinal as well as recreational use, sales and market share exploded. Corporate and state government revenue projections were outstanding. Investors were lining up, tens of thousands of new jobs […]
The High-Limit Disability Niche - 09/17/2024
The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today. However, the true nature and importance of income protection is not lost on successful agents and brokers willing to step out of their proverbial comfort zones and market products that are not only pivotal safeguards […]
A Buy/Sell Failure to Survive Case Study - 07/23/2024
Petersen International’s Failure to Survive product provides a simplified-issue death benefit on a term chassis to customers who need coverage quickly or who are not eligible or the right fit for traditional term insurance. Typical uses of the insurance are for third-party key person situations, to indemnify buy/sell agreements and other business contracts, divorce decrees […]
Buy/Sell Plus – One Policy, Two Benefits -
The Buy/Sell Plus disability insurance program is an innovation available only through Petersen International Underwriters. This standalone DI product marries key person disability benefits with a traditional buy/sell disability policy. You now have a source that can provide your corporate clients with the perfect balance of short and long-term benefits, properly addressing their business insurance […]
Income Replacement Strategies - 07/09/2024
Disability insurance isn’t usually the first product on the minds of most U.S. insurance advisors, nor is it on the minds of their clients. The average American seldom inquires about most aspects of insurance, but when they do, it usually entails coverage types more requisite to government mandates, like medical or auto insurance, or preconceived […]