The PIU Communicator Library
“Buy/Sell Plus” Insurance - Tuesday, March 11, 2014
The total disablement of a business owner is a major cause of an established business’ untimely and premature demise. Insurance advisors and agents have various products at their disposal to help combat the financially destructive forces of corporate disability. Regarding business continuation and the transfer of ownership of that business to existing or new partners […]
Disability Buy/Sell Solution - Tuesday, March 5, 2013
Businesses are structured in various ways these days. Some of these frameworks are partnerships, LLC’s and corporations, and within each entity there can be many unique designs causing underwriting issues for the traditional disability insurance marketplace… Learn More
Great Ideas for Unique Insurance Sales Opportunities: Replacement of Inadequate Coverage - Tuesday, January 18, 2011
In the arena of inadequate disability coverage, we often use words such as “replacement, rescue, and supplement”. Replacement coverage must be prescribed carefully, for it is not intended to replace coverage provided by other insurers except for a bona fide use that represents a sound improvement to an insured’s present coverage… Learn More
Great Ideas for Unique Insurance Sales Opportunities: BABY BOOMERS ARE CRYING FOR HELP! - Tuesday, June 1, 2010
Traditional Disability Buy/Sell Insurance policies begin to decrease in value as the insured person reaches age 60. A Solution to the Disability Buy/Sell Funding is replacement of a sick and dying plan with a perky, full benefit plan. There are two ways to save the consumer:1… Learn More
Baby Boomers, A Buy-Sell Market - Tuesday, May 25, 2010
Take the case of…Mr. Boomer, age 59 who is involved in a BUY-SELL Agreement. As a partner, he is obligated to buy out the business interest of another partner in the event of permanent total disability. The firm has prospered and is now worth $4,000,000… Learn More
Inadequate Buy-Sell - Tuesday, May 15, 2007
“May is Disability Insurance Awareness Month,” is an Industry-wide endeavor aimed at arousing people’s awareness of their needs for disability insurance in the event they don’t have any in force, and also an awareness of the INADEQUACY OF THEIR COVERAGE… Learn More