The PIU Communicator Library
A Buy/Sell Failure to Survive Case Study - 07/23/2024
Petersen International’s Failure to Survive product provides a simplified-issue death benefit on a term chassis to customers who need coverage quickly or who are not eligible or the right fit for traditional term insurance. Typical uses of the insurance are for third-party key person situations, to indemnify buy/sell agreements and other business contracts, divorce decrees […]
Risk Spotlight – Real Life Case - 09/21/2021
A 42-year-old general dentist was in the process of purchasing a flourishing practice from a retiring colleague. To fund the $1,250,000 transaction, she had secured terms for a practice loan from a commercial bank on a 10-year note. The client had satisfied most of the lender’s demands, but was struggling to secure a collateralized life […]
From Doctor to Boxer - Tuesday, April 16, 2013
This tale began when a renowned physician enrolled in an extreme “boot camp” style fitness program. Dr. D. became obsessed with his exercise routine which slowly evolved into a hazardous hobby. The boot camp program utilized a variety of activities including sprints, tractor tire flipping and boxing…
Real Life Cases: Dr. B - Tuesday, November 27, 2012
Untitled Document November 27, 2012 Real Life Cases: Dr…
Great Ideas for Unique Insurance Sales Opportunities: The Year of The Law Firms - Tuesday, March 29, 2011
In 2010 we had a tremendous increase in the number of law firms that purchased High Limit Disability Insurance. The reasons for this were perhaps many, but we know of a few cases whereby the firm had experienced the effects of one or more of their partners suffering from a disability…
Great Ideas for Unique Insurance Sales Opportunities: Corporate Accumulation Death and Disability - Tuesday, February 1, 2011
Catastrophic loss is something few business firms give much thought to, yet when presented with the “what is at stake” the management often times takes a BIG GULP!Corporate Accumulation Death and Disability is not just limited to the place of work, but places of gathering such as special events whereby a business firm may have several or even hundreds of employees in attendance…