The PIU Communicator Library
War Zone Insurances - 01/14/2025
Russia and Ukraine are still at war. Ground assaults and shelling of military targets continue to disrupt and destroy Ukraine’s infrastructure. Offensives by Ukrainian and Russian forces occur from time to time, and unfortunately, the number of casualties on both sides of the conflict is significant. Further south, aerial bombings, rocket and missile attacks and […]
A Quick Look Ahead - 01/07/2025
Happy New Year! Thankfully 2024, an election year full of mudslinging and political polarization, is behind us. But from a business perspective, it was another great year for Petersen International with growth along many insurance lines of the specialty markets. Individual disability and group GSI numbers continued to grow, and the life and accident insurance […]
Financial Discrimination - 12/17/2024
The United States is one of the wealthiest countries in the world. There are by far more billionaires in the U.S. than in any other nation, and there are more than 10 million American millionaires. This is a land of economic freedoms and opportunities that few other places on Earth offer. But even in this […]
Insurance for Chiropractors - 12/03/2024
From a disability insurance underwriting perspective, certain occupation classes require more finesse than others. One such classification is that of the chiropractor, not as risky as an underground coal miner, but definitely more concerning to disability carriers than an accountant. But why? Why are chiropractors such difficult prospects and are frequently unwanted by insurance companies? […]
Physician Disability Insurance Solutions Part 2 - 11/12/2024
Aside from the personal economics of physicians and surgeons, business planning is also of great concern from a disability perspective. Last week we investigated addressing the personal income protection needs of medical professionals. This week we will delve further into the physician and surgeon market with an emphasis on business solutions. Like most other American […]
Physician Disability Insurance Solutions Part 1 - 11/05/2024
The U.S. physician and surgeon disability market provides an interesting landscape for insurance companies to navigate. Doctors are well-educated, typically affluent insurance prospects. They readily demonstrate a comfort in addressing their many insurance needs. And they have the income available to meet lofty premium requirements for their property, liability, life, health and disability policies. Yet, […]