The PIU Communicator Library
Disability Insurance Awareness Month 2022 - 05/09/2022
Many of those who specialize in marketing DI do so with more in mind than simply a commission. DI Awareness Month is special because we recognize its fundamental importance to the working American. Too many of us have seen the financial struggles of uninsured families when an income earner loses his/her physical ability to make […]
The All Important “Rainmaker” - 05/02/2022
In the realm of big business and high finance, the term “rainmaker” holds substantial clout, influence and respect. Defined as “a person who generates income for a business or organization by brokering deals or attracting clients or funds”, a rainmaker is a key employee or business owner, usually a go-getter who is mainly responsible for […]
Loss of License – Income Protection for Pilots - 4/25/2022
As important as life insurance is to professional aviators, disability income protection is absolutely imperative. Whether a pilot flies for a commercial outfit, is self-employed as a crop duster, provides transport for corporate executives or does heavy-lift work in a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there […]
Retirement Planning Begins with Income Protection - 04/01/2022
Great strides have taken place in the financial services industry in recent decades to develop widely accessible and sophisticated fiduciary savings vehicles, allowing Americans to begin planning for secured financial futures in retirement. Plans like 401(k)’s, Roth IRA’s, annuities and cash value life insurance programs have grown in popularity and have proven to allow reliable […]
2022 Carrier Forecast - 3/14/2022
2022 will be a year of some internal analysis within our companies as well as the industry as a whole. To set the comments about 2022, I will digress to what the economic impact has been on our industry for the past couple of years. The global insurance markets follow a series of hard and […]
The High-Limit Disability Niche - 12/06/2021
The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today. However, the true nature and importance of income protection is not lost on successful agents and brokers willing to step out of their proverbial comfort zones and market products that are not only pivotal safeguards […]