The PIU Communicator Library
The 90-Day DI Challenge - 04/23/2019
Disability Insurance Awareness Month begins May 1st. Now is the perfect time of year to bolster your DI sales with the promotion of income protection to your agents and clients. DI should be the cornerstone of every sound financial plan. The economic safeguard of one’s most important asset – their ability to earn a living […]
Take the Case of…Dr. K. - 04/16/2019
Dr. K. is a 54-year-old dentist with a very large and successful California dental practice. She made a little over $600,000 per year which provided a very comfortable living for her spouse of 23 years and their three adolescent children. She was the primary earner of the household. Dr. K. and her insurance agent sought […]
Hopefully Jim Has BOE - 04/08/2019
On a recent trip to the seaside town of Carpinteria California, I was reminded of how important disability insurance is. My family was out on our traditional morning bike ride to the donut shop when we came across a small bike shop that has been a fixture in the community for years. Sadly the cute […]
Repetition and Perseverance Make DI Sales - 04/01/2019
When marketing and selling disability insurance, one article, one blog entry, one flyer, one advertisement or one client meeting is not going to cut it. Perseverance is important. Petersen International has been in the disability business for more than 40 years, and one of the most important things we have learned is that you have […]
Advanced Income Replacement Strategies - 03/26/19
Comprehensive disability insurance isn’t usually the first product on the minds of U.S. insurance advisors, nor is it on the minds of their clients. The average American rarely inquires about most aspects of insurance, but when they do, it usually entails coverage types more requisite to government mandates, like medical or auto insurance, or preconceived […]
Accelerated Benefit Disability Insurance -
High-limit disability insurance is the cornerstone of sound financial planning for high-net-worth clientele. Life insurance, estate planning and retirement planning are certainly important, but without sufficient protection of one’s income, the entire strategic game plan fails and families are left financially at risk. Earned income is our most crucial asset as it supports most of life’s daily […]