The PIU Communicator Library
Underwriting Impaired Risks - 10/02/2018
The name Petersen has been associated with the disability insurance industry for more than 60 years. For decades, you may have seen our ads in the trade journals, or you may be a regular reader of this publication. You may have placed business with us over the years, or you may have yet to reach […]
Two Benefits, Double the Protection, One Policy, One Premium! - 09/10/2018
Buy/sell disability insurance has become an integral part of any sound business succession plan, providing monthly or lump sum proceeds to a business owner with the explicit intent to purchase corporate shares from a permanently disabled partner; essentially allowing a healthy owner or owners to buy-out a disabled partner’s interest in the company. A problem […]
A Considerable Financial Resource for Dentists - 09-04-2018
Running a successful dental practice is physically demanding and very expensive. Graduate school loans, mortgages, equipment loans, book of business buy-outs and property leases can all negatively affect the bottom line of a dental professional. Most general-practice dentists, dental specialists and oral surgeons are holders of multiple bank notes, letters of credit and/or business loans […]
Advice from a Route 91 Survivor - 08/28/2018
It has been nearly a year since the tragic events of the Route 91 Music Festival in Las Vegas, Nevada, and as a survivor of the shooting, I am without a doubt, a changed man. Although I continue to struggle with many negative effects from the event, such as being nervous in crowded areas, getting […]
DI Basics: The Tiered-Benefit Structure - 08/21/18
Disability insurance is an often overlooked, undervalued and misrepresented financial safeguard. Yet, it the greatest resource an income-earner has in protecting one’s economic freedom against the very real threat of not being physically able to make a living due to a short or long-term debilitating illness or injury. Disability insurance is essential to every working […]
Rainmaker Preservation - 08/14/2018
In the realm of big business and high finance, the term “rainmaker” holds substantial clout, influence and respect. Defined as “a person who generates income for a business or organization by brokering deals or attracting clients or funds”, a rainmaker is a key employee or business owner, usually a go-getter who is mainly responsible for […]