The PIU Communicator Library
Income Replacement Strategies - 07/09/2024
Disability insurance isn’t usually the first product on the minds of most U.S. insurance advisors, nor is it on the minds of their clients. The average American seldom inquires about most aspects of insurance, but when they do, it usually entails coverage types more requisite to government mandates, like medical or auto insurance, or preconceived […]
Discounted Single-Pay Premiums - 07/02/2024
Petersen International prides itself on its customer service. And that attention to service doesn’t end at the quick turnaround of insurance quotes, flexible underwriting or policy servicing by our helpful and professional staff. We also strive to make the paying of premiums as easy and as comfortable as possible for the agents we work with and their […]
Pilot Insurance Part 1 – Income Protection - 06/11/2024
Disability income insurance is imperative to professional aviators. Whether a pilot flies for an airline, is self-employed as a crop duster, provides executive transport or fights forest fires from a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there is always an imminent threat of short-term and […]
Proper Business Planning with Disability Insurance - 05/14/2024
Disablement is like the analogy of throwing a stone into a pond. There is certainly a ripple effect. Not only is the disabled person directly affected and in over their head, but the resulting waves hit everyone and everything in the vicinity. Of course, close family and friends are reeling from the consequences, but so […]
Disability Insurance Awareness Month 2024 - 05/07/2024
It’s that wonderful and special time of year again when we as an industry take a serious moment to recognize the fundamental importance of disability insurance to the working American. Too many of us have seen the financial struggles of uninsured families when an income earner loses his or her physical ability to earn a […]
Preserving Corporate Continuity - 04/30/2024
The most important and fundamental of assets to the continuity and financial success of any American business of any size is not in its financial holdings or intellectual properties, nor is it in the more tangible equities like manufactured product, real estate, office equipment or machinery. A company’s most important asset is its workforce, the […]