The PIU Communicator Library
Don’t Fall for Common Loan Indemnification Mistakes - 03/04/2025
Whether it be personal real estate, automobiles or business expenses, most Americans finance their entire way of life by accepting money from professional lenders with the promise of repayment including interest. Public and private companies regularly utilize business loans to start, run and enhance themselves. Business loans are commonly used for franchise start-ups, lines of […]
Disability Marketing Strategies for 2025 - 1/28/2025
You really should give DI a chance in 2025. The disability insurance marketplace is where we find fresher and greater opportunities than in many other industry sectors. Recent increases in industry-wide competition, a general stabilizing of the greater marketplace as well as advances in underwriting automation, digital marketing and online sales have allowed for a […]
War Zone Insurances - 01/14/2025
Russia and Ukraine are still at war. Ground assaults and shelling of military targets continue to disrupt and destroy Ukraine’s infrastructure. Offensives by Ukrainian and Russian forces occur from time to time, and unfortunately, the number of casualties on both sides of the conflict is significant. Further south, aerial bombings, rocket and missile attacks and […]
A Quick Look Ahead - 01/07/2025
Happy New Year! Thankfully 2024, an election year full of mudslinging and political polarization, is behind us. But from a business perspective, it was another great year for Petersen International with growth along many insurance lines of the specialty markets. Individual disability and group GSI numbers continued to grow, and the life and accident insurance […]
Financial Discrimination - 12/17/2024
The United States is one of the wealthiest countries in the world. There are by far more billionaires in the U.S. than in any other nation, and there are more than 10 million American millionaires. This is a land of economic freedoms and opportunities that few other places on Earth offer. But even in this […]
Insurance for Chiropractors - 12/03/2024
From a disability insurance underwriting perspective, certain occupation classes require more finesse than others. One such classification is that of the chiropractor, not as risky as an underground coal miner, but definitely more concerning to disability carriers than an accountant. But why? Why are chiropractors such difficult prospects and are frequently unwanted by insurance companies? […]