The PIU Communicator Library

Physician Disability Insurance Solutions Part 2 - 11/12/2024

Aside from the personal economics of physicians and surgeons, business planning is also of great concern from a disability perspective.  Last week we investigated addressing the personal income protection needs of medical professionals.  This week we will delve further into the physician and surgeon market with an emphasis on business solutions. Like most other American […]

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Marijuana Business Insurance Solutions - 09/24/2024

The U.S. legal cannabis industry has been enduring some growing pains.  Several years ago, when many states legalized the sale of marijuana and THC products for medicinal as well as recreational use, sales and market share exploded.  Corporate and state government revenue projections were outstanding.  Investors were lining up, tens of thousands of new jobs […]

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The High-Limit Disability Niche - 09/17/2024

The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today.  However, the true nature and importance of income protection is not lost on successful agents and brokers willing to step out of their proverbial comfort zones and market products that are not only pivotal safeguards […]

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Income Replacement Strategies - 07/09/2024

Disability insurance isn’t usually the first product on the minds of most U.S. insurance advisors, nor is it on the minds of their clients.  The average American seldom inquires about most aspects of insurance, but when they do, it usually entails coverage types more requisite to government mandates, like medical or auto insurance, or preconceived […]

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New Electronic Applications - 06/25/2024

Due to increasing product demand with a growing need to streamline policy application processing and ensure continued exceptional and expeditious service, Petersen International is excited to announce the immediate implementation of several new online product applications for the Key Person Failure to Survive (FTS) plan, the Buy/Sell Failure to Survive (FTS) plan as well as […]

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Proper Business Planning with Disability Insurance - 05/14/2024

Disablement is like the analogy of throwing a stone into a pond.  There is certainly a ripple effect.  Not only is the disabled person directly affected and in over their head, but the resulting waves hit everyone and everything in the vicinity.  Of course, close family and friends are reeling from the consequences, but so […]

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