The PIU Communicator Library
Why Choose Accidental Death Insurance? - 1/11/2021
At first thought, accidental death insurance seems quite simplistic and obvious without the need for much explanation. However, you might be surprised at the number of inquiries we receive asking what exactly constitutes an accidental death. You may also be quite astonished to learn the true broad nature of the coverage and the many attributes […]
Fire Storm - 11/12/19
This has been an extra eventful fire season in California. Here in the southern part of the state, the infamous Santa Ana weather phenomenon has produced record-breaking wind patterns in the last couple of months that have produced sporadic gusts over 70 miles per hour, wreaking havoc on trees and power lines all over this […]
Life Supplement Coverage for Pilots - 10/14/2019
Life insurance is naturally very important to persons who fly airplanes or helicopters for either work or recreation. Although advances in aircraft technology, flight practices and pilot training have made traveling by air generally safer than riding in an automobile, accidents do happen and planes do crash. Many hundreds of American pilots and their passengers […]
Insurance Solutions for Those with HIV - 01/22/2019
The human immunodeficiency virus and its resulting manifestation as AIDS remains an incurable, microscopic scourge that has ravaged many communities throughout the world over the last several decades. HIV/AIDS has historically been a lethal epidemic which arose in the early 1980’s in the U.S. and spread suddenly among certain populations – eventually to all corners […]
Disaster Can Be but a Moment Away - 12/18/18
Life is precious, but the human body is fragile. Although Mother Nature has given us a sturdy structure of bone, muscle and tissue with the incredible ability to withstand trauma and heal, we aren’t impervious. No matter how healthy a person may be and no matter how much he or she stays physically fit, every […]
Not Your Typical Accidental Death Insurance - 09/25/2018
In my experience, when suggesting accidental death insurance to a life agent, the idea is usually met with contempt. Many life brokers I have encountered scoff at the insinuation that “accident only” coverage is a valid or appropriate option for their life insurance clients – “it is simply a rider to a proper life policy […]