The PIU Communicator Library
Striking It Rich with Disability Sales - 09/29/2026
The title of this piece hopefully got your attention, but it’s not a come-on. To be fair, it’s difficult, and sometimes seems downright impossible to make a fortune doing anything in this world – including playing the lottery let alone selling insurance. You work hard, and you are used to the daily grind, making a […]
You Should Absolutely Make DI Part of Your Life Sales Pitch - 09/22/2026
Yes, death is a certainty and disablement is not. But let’s discuss why disability insurance should be a regular part of your business and why it’s a natural complement to your life insurance sales. Physical or mental disablement is a sobering reality. The chances of becoming disabled and losing the ability to earn a living […]
No Such Thing as a Bad Risk – Part 1 - 08/18/2026
The world of disability insurance written at Lloyd’s of London is often considered mysterious. This is a perception. That which is not typical is often misunderstood in the insurance industry. As a Lloyd’s underwriter, I am frequently presented with risks that fall well outside those written by traditional American disability carriers. Standard DI markets have […]
Excess for Success - 07/14/2026
Often when insurance professionals think of Petersen International for excess disability insurance including group GSI coverage and individual DI, they think of only high-income earners. And yes, we do often illustrate the need for supplemental disability insurance for people making lofty incomes. But the truth is that our bread and butter cases are the same […]
Case Study Snapshot: Harbor Pilot Group Disability - 07/07/2026
The occupation of harbor pilot is a very intriguing one from a disability insurance perspective. They are mariners with decades of experience, highly trained and educated and highly paid. Their occupation duties can be physically and mentally demanding as they board moving vessels and help guide captain and crew through highly populated, highly traveled and […]
Longevity Risk – The Fear of Outliving Our Money - 06/09/2026
A recent survey by the Allianz Center for the Future of Retirement found that Americans are more concerned with outliving retirement savings than actually dying. 67% worry about running out of money prior to their demise than death itself. They also worry about affording healthcare and long-term care into retirement. The survey statistics demonstrate how […]