The PIU Communicator Library

TTD Lump Sum Sales Are Strong - Tuesday, June 10, 2014

For decades, Petersen International has employed the use of Lloyd’s of London’s lump sum disability benefits in combination with monthly benefits to best simulate the long term benefit periods of “traditional” non-cancellable disability policies written by U…

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A Tiered Approach to Income Protection - Tuesday, May 20, 2014

Disability insurance is the greatest resource our clients have in protecting personal income against the threat of debilitating illnesses and injuries. A relatively small, but loyal collection of American insurers offers a wide range of income protection products featuring unique attributes and benefit terms, depending on a client’s financial planning needs and current market outlook…

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It’s That Time of Year Again - Tuesday, April 29, 2014

Tomorrow is the last day of April as we are already halfway through the second quarter of the business year. How time flies. The seemingly continuous springtime school breaks and family vacations have slowly come to a halt and recent religious observations and celebrations have passed…

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“Sub-Standard” Isn’t Necessarily a Dirty Word - Tuesday, April 15, 2014

When it comes to life, health and disability insurance, a “preferred” risk is always attractive to an insurance underwriter…

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It’s all in the Details - Tuesday, March 25, 2014

Understanding the Value of the New “Accelerated Benefit to Age 65” Plan

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Not Just for the Rich and Famous - Monday, February 24, 2014

When one hears stories of Lloyd’s of London or has first impressions of the supplemental, surplus lines disability insurance market, immediately, most American life and health insurance agents think of coverage designed only for rock stars, professional athletes and hedge fund managers…

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