The PIU Communicator Library
DI Underinsurance Can Be Financially Devastating - 05/08/2023
Many millions of Americans work for a living, earning regular paychecks that provide for the necessities of life (food, shelter, clothing, transportation, insurance premiums, education, etc.) for themselves and their families, but most lack sufficient income protection. It’s inherently understandable to disbelieve in one’s own morbidity and physical demise, yet statistics show that a healthy […]
Disability Insurance Awareness Month 2023 - 05/02/2023
May certainly is a wonderful time of year. DI Awareness Month is special because we recognize its fundamental importance to the working American. Too many of us have seen the financial struggles of uninsured families when an income earner loses his/her physical ability to make a decent living. We have heard the numerous stories and […]
Professional Athletes Have a Lot to Lose - 03/20/2023
Like the easily recognizable names in Hollywood, professional athletes have become some of the most famous faces in the world and important representatives of the many-multi-billion dollar sports entertainment industry. Their performances and physical prowess have brought them not only fame, but astronomical incomes. Pro athlete contracts have reached meteoric heights in recent years, comparable […]
The Conflict in Ukraine Continues - 02/28/2023
It has been a year since the Russian army invaded the nation of Ukraine, decimating many military and civilian targets along the way with bombs, bullets and missiles. Currently, Russian forces maintain control in the Crimea and several regions in the eastern parts of the country. Shelling of military targets and destruction and disruption of […]
Pilot Income Protection - 2/13/2023
Disability income insurance is absolutely imperative to professional aviators. Whether a pilot flies for a commercial outfit, is self-employed as a crop duster, provides transport for corporate executives or does heavy-lift work in a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there is always an imminent […]
Lloyd’s Disability Policies Are NOT Created Equal - 02/13/2023
As you weigh the pros and cons of disability insurance products from various carriers, be mindful that not all income protection policies are created equal, and wordings, definitions and claim viability can vary drastically, even amongst differing sources from the same marketplace. Most high-limit, excess disability and impaired-risk disability products stem from the venerated Lloyd’s […]