The PIU Communicator Library

Loss of License – Income Protection for Pilots - 4/25/2022

As important as life insurance is to professional aviators, disability income protection is absolutely imperative. Whether a pilot flies for a commercial outfit, is self-employed as a crop duster, provides transport for corporate executives or does heavy-lift work in a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there […]

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Disability Insurance: Saving the Dream - 03/21/2022

My story today is not about morality or social change, it is not defined by altruism or philanthropy.  Instead, my account is self-serving and family centric and affects all of us in daily life.  It is about our aspirations and our success and an endeavor to fervently protect both.   It was Saturday afternoon, my birthday […]

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The DI Coach Podcast – Tom Petersen - 05/17/2021

Please enjoy the following recording of Petersen International’s own Tom Petersen as a special guest of Chris Carlson on a recent episode of the DI Coach Podcast.  Their frank and enlightening discussion hits on various topics including the future of the Lloyd’s marketplace, conducting profitable business during a hard market and current trends of the […]

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DI for Professional Aviators - 04/06/2021

Disability income protection is absolutely imperative to professional aviators.  Whether a pilot flies for a commercial outfit or private corporation, is self-employed as a crop duster or does firefighting from a helicopter, the reality of disablement exists among every class of aviator.  Due to accident or illness, there is always an imminent threat of short-term […]

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Insuring One’s Body - 10/28/2020

Two weeks ago, my lovely wife gave birth to our first child; a little boy weighing in at just over seven pounds and twenty inches in length. He is perfect (at least from a biased father’s perspective), and he came into the world screaming and healthy. What a miracle it was to behold. I became immediately aware of […]

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When It Comes to DI, More Is Certainly Better - 06/16/2020

Supplemental, high-limit disability benefits have been available to higher-income clientele for decades.  Excess disability plans are traditionally sold on an individual basis.  However, in recent years, excess disability products have become available in the multi-life and group guaranteed-issue markets, providing the advantageous ability to reduce or even eliminate underwriting altogether while at the same time […]

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