The PIU Communicator Library
Simplified-Issue Individual Disability Insurance - 05/12/2020
Like life insurance products, disability programs come in many different shapes and sizes designed to fit varying client needs and budgets. But acquiring sufficient amounts of DI can be challenging and time consuming to both broker and client alike. That is never more true than it is today, especially in the current COVID-19 climate when […]
The Simplified Underwriting DI Plan – Case Study - 08/20/2019
The Petersen International Simplified Underwriting DI plan is on a roll and needs to be a staple of your product portfolio. The “own-occupation” defined policy streamlines the underwriting and acquisition of excess disability coverage, saving clients valuable time and money. After a prospect has been approved for and issued a fully-underwritten disability policy from a […]
Income Protection: Important for Professionals, Critical for Pilots - 08/06/2018
I often speak about the importance of income protection, or disability insurance (whichever title resonates more with you), as the hidden gem beneath all successful financial plans. Income protection is the platform on which your financial pyramid sits; it’s the fundamental layer that holds everything intact. If you think about everything you pay for in […]
On to the Next Chapter - 1/15/2018
For years, [the Disability Insights column in Broker World Magazine] has been a devotion and a sincere reflection of the passion for disability insurance held by the great W. Harold Petersen. I know Harold has deeply enjoyed his tenure, sharing his unfathomable knowledge and remarkable insights to the relatively misunderstood and often overlooked world of […]
Who Amongst Us Has Evaded Disablement? - 06/26/2017
I volunteer to go first. Privileged I feel in the fact that I have been spared the physical discomfort and the financial anguish of not being able to perform the duties of my occupation except in three cases throughout my 69 year old career. The First Time At the age of 33, I mysteriously became […]
How Important Is Disability Insurance…Really? - 05/08/2017
The answer is quite simple and straightforward. It is far and away the most important piece of insurance that every working American should own. So why then is there such an extreme emphasis in this country on other products like medical insurance and life insurance while DI sales fail in comparison? Don’t get me wrong, […]