The PIU Communicator Library
Case Study Snapshot: Key Person Failure to Survive - 02/25/2025
Investors in a start-up biomedical company were seeking $5,000,000 of key person insurance to cover the life of the firm’s 37-year-old CEO and patent holder. Not only were the investors looking to indemnify the capital put into the fledgling company, but the CEO was integral to the oversight of the sales and manufacturing processes that […]
SBA Loan Indemnification - 1/21/2025
Many checks, balances and hurdles are required when someone attempts to secure a capital advance from the U.S. Small Business Administration (SBA). One such obligation of lenders is life insurance, indemnifying the death of a borrower during a loan term. SBA lenders typically won’t close on corporate loans without collateralized backing in the form of […]
Marijuana Business Insurance Solutions - 09/24/2024
The U.S. legal cannabis industry has been enduring some growing pains. Several years ago, when many states legalized the sale of marijuana and THC products for medicinal as well as recreational use, sales and market share exploded. Corporate and state government revenue projections were outstanding. Investors were lining up, tens of thousands of new jobs […]
Life Insurance Awareness Month - 09/10/2024
September is Life Insurance Awareness Month (LIAM), and hopefully you have checked out the great marketing material and informational pieces developed by Life Happens (lifehappens.org) in coordination with LIAM. This worthwhile initiative was created decades ago to help educate the general public on the many important facets and uses of the various forms of life […]
Impaired-Risk Solutions Part 2 – Failure to Survive - 08/20/2024
Petersen International has a growing portfolio of term insurances that provide high-limit death benefits for impaired-risk business cases. The amazing product line is called Failure to Survive. Failure to Survive (FTS) insurance has many attributes and applications that will prove to be useful to your business clientele. FTS coverage will save many of the cases […]
A Buy/Sell Failure to Survive Case Study - 07/23/2024
Petersen International’s Failure to Survive product provides a simplified-issue death benefit on a term chassis to customers who need coverage quickly or who are not eligible or the right fit for traditional term insurance. Typical uses of the insurance are for third-party key person situations, to indemnify buy/sell agreements and other business contracts, divorce decrees […]