The PIU Communicator Library
Divorce Decree Insurance Solutions - 11/11/2026
Despite good initial intentions, approximately 50% of all marriages in this country end in divorce. Falling in love and subsequently falling out of love is unfortunately a reality for millions of Americans every year. And no matter whether the splits in partnership are amicable or otherwise, most divorce proceedings require contractual documentation in the form […]
Cannabis Industry Insurance Solutions - 09/23/2025
As the American cannabis industry continues to mature and evolve, it has become evident that the sector is in desperate need of more support from insurance outlets and requires financial protections that other commercial areas are readily afforded. Many life insurance companies have yet to embrace the cannabis industry and fail to allow any kind […]
Life Insurance Awareness Month - 09/09/2025
Welcome to Life Insurance Awareness Month (LIAM). Be sure to check out the great marketing material and informational pieces developed by Life Happens (lifehappens.org) in coordination with LIAM. This initiative helps to educate consumers and the general public with unbiased information on the many important facets and uses of the various forms of life insurance. […]
Case Study Snapshot: Divorce Decree Failure to Survive Insurance - 06/03/2025
A 57-year-old businessman going through a contentious divorce was seeking $750,000 of term life insurance to satisfy the divorce decree. Due to a long history of alcohol abuse and several unsuccessful in-patient rehab stints, the client was unable to secure any coverage through traditional domestic life carrier channels. His insurance agent reached out to Petersen […]
Case Study Snapshot: Key Person Failure to Survive - 02/25/2025
Investors in a start-up biomedical company were seeking $5,000,000 of key person insurance to cover the life of the firm’s 37-year-old CEO and patent holder. Not only were the investors looking to indemnify the capital put into the fledgling company, but the CEO was integral to the oversight of the sales and manufacturing processes that […]
SBA Loan Indemnification - 1/21/2025
Many checks, balances and hurdles are required when someone attempts to secure a capital advance from the U.S. Small Business Administration (SBA). One such obligation of lenders is life insurance, indemnifying the death of a borrower during a loan term. SBA lenders typically won’t close on corporate loans without collateralized backing in the form of […]