The PIU Communicator Library
Life Insurance Awareness Month - 09/12/2023
Welcome to Life Insurance Awareness Month (LIAM). Hopefully you have checked out the great marketing material and informational pieces coming out of Life Happens (lifehappens.org) in coordination with LIAM. This year is the twentieth anniversary of this outstanding initiative to help educate on the many important facets and uses of the various forms of life […]
A Business Loan Failure to Survive Case Study - 06/13/2023
Petersen International’s Failure to Survive product provides a simplified-issue death benefit on a term chassis to customers who need coverage quickly or who are not eligible or the right fit for traditional life insurance. Typical uses of the insurance are for third-party key person situations, to indemnify buy/sell agreements and other business contracts, divorce decrees […]
Legal Cannabis Sales Continue to Spread - 01/23/2023
On January 10, 2023, Connecticut began the first round of sales of recreational cannabis at existing medical marijuana establishments throughout the state, less than two years after the corresponding bill was signed into legislation, making Connecticut the latest state to legalize retail sales of the drug for recreational use. The state expects as many as […]
The Failure to Survive Product Line - 08/17/2022
Key Person FTS Failure to Survive insurance is a simplified-issue business-focused term product requiring no exams or labs that can be underwritten and issued in a matter of days. With liberal underwriting standards and unique flexibility, the Key Person FTS coverage provides a flat key person benefit, and can accommodate impaired-risk cases that would typically […]
Business Loan Failure to Survive – Case Studies - 07/25/2022
Individuals looking to close on SBA and other business loans know how slow and painful it can be waiting for full underwriting for life insurance to satisfy lender requirements. For those individuals that don’t qualify for accelerated or simplified underwriting domestically, we have a solution. Failure to Survive policies can be approved and put in […]
Marijuana Business Term Insurances - 04/18/2022
The American cannabis industry continues to expand and evolve throughout much of the country as many state-level governments have embraced the idea that the financial gains generated by legal cannabis businesses outweigh the moral and social risks involved with the intoxicant and the culture and crime commonly associated with it. The industry is expected to […]