Accidental Deaths Happen
Fueled by the infamous Santa Ana winds weather phenomenon and parched southern California landscapes, horrific wildfires have recently ravaged thousands of acres in the greater Los Angeles area. My family and I were displaced by one of the fires that threatened our home for a couple of days. Fortunately, the amazing fire crews and diligent first responders were able to save thousands of homes in our city. But many California residents weren’t so lucky. The Palisades and Eaton fires destroyed thousands of homes and businesses and changed many lives forever. Even more shocking was the tragic loss of 29 lives in those terrible fires.
The unfortunate nature of these disasters and other daily events like traffic collisions, acts of terrorism and homicides provides a constant reminder for the need for insurance against the loss of life and limb. Accidental incidents can take the lives of anyone anytime and leave a family or a business in a state of economic dismay.
Accidental death and dismemberment insurance is the most affordable, direct safeguard against the loss of life stemming from unnatural causes. Petersen International Underwriters has become the country’s preeminent provider of standalone accidental death insurance. In addition to a tax-free death benefit, clients may add dismemberment coverage and, in some cases, accidental disability riders. These optional features provide reassurance in case of unforeseen misfortunes. We also have the ability to offer this product to U.S. residents traveling or working overseas anywhere in the world. The coverage has also proven to be a dependable alternative to life insurance for those who are medically uninsurable in the traditional life markets.
Accidents happen, and the low cost of accidental death insurance should be considered a risk management tool for all businesses and individuals seeking additional financial and estate planning safeguards. High Limit Accident coverage through Petersen International employs high-benefit limits combined with streamlined underwriting and fast policy approval and issuance.
Whether the concern is fire, flood or crime, there is no good reason to go uninsured or underinsured against the perils of a sudden and unexpected accident. Contact Petersen International at (800) 345-8816 to explore the numerous advantages of our High Limit Accident program.